Your expert SMSF accountant

Give yourself a future

Jump to:

Create a wealthier future for yourself

with a self managed super fund

Switching to a SMSF gives you the flexibility and choice to decide for yourself where and how your retirement funds will be invested. With the help of an expert SMSF accountant you can set up your own self managed super fund with a sound investment strategy.

Plus, you’ll get the accounting, tax and support you need to stay compliant with the ATO and ASIC.

Our expert SMSF accountants are ready to assist you in all superfund matters from setup to administration and an investment strategy that matches your risk profile and long-term goals.

Our SMSF services

Our SMSF services ensure that you’re set up correctly from the start and continue to run a compliant fund while you grow a healthy super balance. An SMSF accountant can help you with:

Our SMSF accountants start by getting to know you and your long-term goals. We can then assist you on your journey. Let us know how we can help you.

Why choose us as your SMSF accountant

     Excellent  
     Based on 26 reviews 
    
 
 
   
 
 
        
   Shelby Willis 
 2023-08-24
 
 
  Morgan has always been most helpful and super fast in helping me with my tax questions and needs.
  
 
       
   Jake 
 2023-08-14
 
 
  First class service and handled at a very personable level. Will definitely be recommending Creditte!
  
 
       
   Steven James 
 2023-08-08
 
 
  Working this year with Morgan was a great experience. He was recommended by a close friend and as soon as I called he was there to help. He helped navigate through difficult tax situations with ease and was always there to listen and help. So glad to be working with Morgan and the team on my returns. Customer for life
  
 
       
   John Dalle Cort 
 2023-05-05
 
 
  I run a financial planning practice and have recently worked with Morgan and the Creditte team to assist some mutual clients.  Their accounting firm in Brisbane are smart, efficient and client focused which creates a great client outcome.  Keep up the great work.
  
 
       
   Michelle Bowden 
 2023-05-04
 
 
  I'm really impressed by the outstanding service offered by Creditte and their team. Morgan's great at clarifying complex issues in a straightforward, no nonsense way and is very knowledgeable and friendly. Best accountant in Brisbane!
  
 
       
   Colin Wardle 
 2023-05-04
 
 
  Probably the best accounting firm in Brisbane. Quality service and people you can connect with. Highly recommended
  
 
       
   Philip Verner 
 2023-05-03
 
 
  These guys really looked after me and my business taking the time to help me understand and grow
  
 
       
   Matt Sloane 
 2023-05-03
 
 
  I deal with many accountants but I have found Morgan and his team, prompt, thorough, professional and easy to deal with. If you are looking for a switched on savvy accountant then look no further.
  
 
       
   Corbin Steinmuller 
 2023-03-08
 
 
  As a small custom home construction business, we rely on the Creditte team for their expertise to manage our finances and to help plan for financial success. Their team is incredibly knowledgeable and always up-to-date with the latest tax laws and regulations. They take the time to understand our business goals and work with us to create a financial strategy that ensures success. the entire team is professional, reliable, friendly and dedicated to the success of their clients and i would recommend to anyone looking to get serious about their business financials.
  
 
       
   Jackson Brigg 
 2022-12-13
 
 
  Best in Brisbane!

What our SMSF accounting team can do for you

SMSF Setup

→ Is an SMSF a wise decision for you?
→ Establish a trust + documentation
→ SMSF registration
→ Setup your bank account
→ Create your investment strategy

Accounting & Tax

→ SMSF administration
→ Daily account reconciliation
→ Annual financial statements
→ Income tax returns
→ Tax minimisation strategies

Support

→ Always available
→ Answers to complex questions
→ Industry knowledge
→ Keep your SMSF compliant
→ Grow your super balance

How to set up a SMSF

There are plenty of online SMSF administrators that can assist you in setting up a SMSF.

Alternatively, you can engage self-managed super fund (SMSF) professionals like creditte chartered accountants & advisors to help you set up.

You may want to get our SMSF accountants involved right from the start since the decisions you make when establishing your fund can affect our ability to help you later.

Grow a wealthier future with an SMSF accountant.

Send through the contact form and we’ll get back to you within 24 hours for a chat. Or reach us here:

Frequently asked questions

What is a SMSF?

A Self Managed Super fund (or SMSF) is a superannuation fund where you (along with a small number of others) are also the trustees of the fund. Trustees are the one’s that have control over a super fund, and everything that goes on within it.

Does a SMSF have to do an audit every year?

Yes. Every SMSF must have an annual SMSF audit to check the validity and accuracy of its financial statements and its compliance with superannuation legislation (SIS Act) and regulations (SISR).

Can a SMSF run a business?

Self-managed super funds can carry on business, but the business activity must be:

1. allowed under the trust deed
2. operated for the sole purpose of providing retirement benefits for fund members.

The rules governing SMSFs prohibit or limit some activities available to other businesses, such as entering into credit arrangements or having overdrafts. You should get professional advice before carrying on a business through your SMSF.

Do you have to pay tax on SMSF?

Yes. Generally speaking, the income of your SMSF is taxed at a concessional rate of 15%. To be entitled to this rate, your fund has to be a ‘complying fund’ that follows the laws and rules for SMSFs. For a non-complying fund the rate is the highest marginal tax rate.

How much to run a SMSF?

There are a number of ongoing running costs to consider for an SMSF – accounting, audit, planning, broking, etc. The running costs for a SMSF will generally be between $1,500 and $10,000 depending on the assets held by the fund and any advice received by the trustees.

Can I lend money to my SMSF?

It is possible for an SMSF to lend money to a third party but (as with almost everything to do with SMSFs) there are strict restrictions for doing so. Lending money must be part of the SMSF’s investment strategy and the trust deed must allow for lending. It’s incredibly important to seek professional advice on this matter.

What does SMSF stand for?

SMSF stands for Self Managed Super Fund.