Virtual CFO services

A virtual CFO offers you financial expertise at your convenience.

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Virtual CFO services

Virtual CFO services that gives you

time, money and peace of mind

At creditte, we believe in the power of the three freedoms: time, money, and mind. Our virtual CFO services are designed to grant you these freedoms, allowing you to focus on what truly matters.

Whether you’re a startup, an established business, or looking to scale, our virtual CFO services provide the expertise you need without the cost of a full-time executive. We offer insights, strategies, and hands-on management to help you achieve this.

How do you ensure financial stability, optimise cash flow, forecast accurately, and strategise for growth?

Turn to a finance expert who can provide strategic advice or even manage the entire finance function of your business virtually.

Our virtual CFO services

A dedicated virtual CFO can guide you and your business towards financial success through in-depth analysis, forecasting, and strategic planning. Our CFO services cover:

For businesses aiming for rapid growth, our virtual CFO services ensure that your financial strategies align with your business goals, allowing you to focus on expansion.

business advisory services

Why choose us as your virtual CFO

Shelby Willis
Shelby Willis
Morgan has always been most helpful and super fast in helping me with my tax questions and needs.
First class service and handled at a very personable level. Will definitely be recommending Creditte!
Steven James
Steven James
Working this year with Morgan was a great experience. He was recommended by a close friend and as soon as I called he was there to help. He helped navigate through difficult tax situations with ease and was always there to listen and help. So glad to be working with Morgan and the team on my returns. Customer for life
John Dalle Cort
John Dalle Cort
I run a financial planning practice and have recently worked with Morgan and the Creditte team to assist some mutual clients. Their accounting firm in Brisbane are smart, efficient and client focused which creates a great client outcome. Keep up the great work.
Michelle Bowden
Michelle Bowden
I'm really impressed by the outstanding service offered by Creditte and their team. Morgan's great at clarifying complex issues in a straightforward, no nonsense way and is very knowledgeable and friendly. Best accountant in Brisbane!
Colin Wardle
Colin Wardle
Probably the best accounting firm in Brisbane. Quality service and people you can connect with. Highly recommended
Philip Verner
Philip Verner
These guys really looked after me and my business taking the time to help me understand and grow
Matt Sloane
Matt Sloane
I deal with many accountants but I have found Morgan and his team, prompt, thorough, professional and easy to deal with. If you are looking for a switched on savvy accountant then look no further.
Corbin Steinmuller
Corbin Steinmuller
As a small custom home construction business, we rely on the Creditte team for their expertise to manage our finances and to help plan for financial success. Their team is incredibly knowledgeable and always up-to-date with the latest tax laws and regulations. They take the time to understand our business goals and work with us to create a financial strategy that ensures success. the entire team is professional, reliable, friendly and dedicated to the success of their clients and i would recommend to anyone looking to get serious about their business financials.
Jackson Brigg
Jackson Brigg
Best in Brisbane!

Benefits of virtual CFO services

Our team of virtual CFOs has extensive experience in providing financial advisory services to businesses of various sizes in Brisbane and across Australia. Here’s how you can benefit:

Thanks to the capabilities of technology, we extend our virtual CFO services not only to Brisbane but also to businesses throughout Sydney, Melbourne, Adelaide, Perth, and all across Australia.

Outsourced CFO services fees

Fixed price packages to suit any business size or type.


Get an experienced virtual CFO on your side!

$300 hourly
  • Profitability Analysis
  • Budgeting
  • Revenue Analysis
  • Cashflow Analysis
  • Growth Analysis
  • Systems Review
  • Implementing Strategy


Looking to set up a company, trust or want a review of your current structure? Look no further, this one is for you!


  • Set up of company, trusts and other entities as required
  • Review of current structure and suggestions for improvement


Get in touch with us to find out more about the R&D Tax Incentive package.


  • Definition of project scope and eligibility
  • Liaising with ATO and AusIndustry
  • Calculate eligible expenses
  • Manage and file the R&D application on your behalf


Feeling like you're missing something? We can provide tailored solutions to meet your needs
Price on application
  • Get in touch to find out more

Outsourced CFO services for small business

Small businesses often grapple with unique challenges, especially when it comes to managing time and accessing specialised expertise.

With our outsourced CFO services, we’re here to alleviate those concerns. We stand by your side, addressing your most pressing and complex financial questions.

As virtual CFO’s we assist you with handling daily tasks, from bookkeeping services to business tax planning and ensuring compliance. More than that, we assist in establishing a sound financial reporting system for your business.

Our goal is to provide you with clear, comprehensive financial insights that results in you having more, time, money and peace of mind. 

Outsourced CFO services for small business

We champion three core freedoms with our virtual CFO services: time, money, and mind.

Here’s how we help you achieve it:

1. Freedom of time

2. Freedom of money

3. Freedom of mind

The Three Freedoms Worksheet

The three freedoms worksheet

Financial freedom

Do you have a general idea of your cash position on a day to day basis?
Are you confident your business has enough cash to pay bills as they fall due?
Do you prepare an annual Cashflow Forecast?
Do you regularly monitor your results?
Do you have access to regular management reports?
Do you ever wonder why your profit figure is so different to your cash position?
Is your business currently delivering enough money for you to live your desired lifestyle?

Time freedom

How much time do you spend working 'on the tools' each week?
How much time would you like to spend working 'on the tools' each week?
How much time do you spend on paperwork each week?
How much time would you like to spend on paperwork each week?
What is one goal you want to achieve in the next 12 months to help you achieve time freedom?
What three actions will you take to achieve this goal?

Mind freedom

What are the three areas of your business that cause you the most stress?
What would it mean to you if these stresses were minimised or removed?
What will success look like to you in the next 12 months?
What is one goal you could achieve in the next 12 months to help you achieve mind freedom?
What three actions will you take to achieve this goal?

Next Steps

How will you ensure that the actions you've committed to happen so you achieve the three freedoms?
Is there any other support you need for your business?

If you’d like to know more about how a virtual CFO could help you run your business, book a free consultation with us below.

What our team of virtual CFO's can do for you

Starting out

→ Financial structuring

→ Budgeting & forecasting

→ Setting financial KPI’s

→ Capital raising guidance

→ And much more

Scaling up

→ Cash flow optimisation

→ KPI tracking

→ Financial risk management

→ Strategic financial planning

→ And much more


→ Mergers & acquisitions advisory

→ Financial exit strategies

→ Investment strategies

→ And much more

Australian small business virtual CFO services

At creditte, we’re deeply rooted in our Australian heritage. Our virtual CFO services are specifically designed to cater to the Australian business community, with a particular emphasis on the dynamic business environment of Brisbane.

We’re well-acquainted with the distinct challenges and opportunities that Australian businesses encounter. This familiarity ensures that our guidance is not only pertinent but also impactful.

Partnering with a locally-based virtual CFO means you’re tapping into specialised knowledge, positioning your business for optimal success in the Australian market.

Make confident decisions, faster with a virtual CFO.

Book a discovery call or reach us  here:

Contact us

Frequently asked questions

What is a CFO?

A CFO, or Chief Financial Officer, is a senior executive responsible for managing and strategizing a company’s financial actions, including record-keeping and financial reporting.

What are virtual CFO services?

Virtual CFO services offer the expertise of a Chief Financial Officer remotely, covering financial planning, budgeting, and strategic advice without hiring a full-time CFO.

What is the role of a CFO?

A CFO oversees a company’s financial operations, including budgeting, financial planning, and decision-making, ensuring financial health and alignment with business goals.

How can a virtual CFO benefit a small business?

A virtual CFO provides small businesses with expert financial guidance, helping them optimise their finances, plan for growth, and navigate challenges without the cost of hiring a full-time executive.

How much does a outsourced CFO service cost?

Costs can vary based on the scope of services, expertise, and the specific needs of the business. It’s essential to choose a outsourced CFO that aligns with your business goals and offers value-driven services.

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