Property Investment & Development
Property Investment & Development
Create cashflow and wealth with the experts in property accounting.
Building a cash positive portfolio on better numbers
Property can be a great investment. On the up side it gives you passive income and asset appreciation, but there are clear down sides if your portfolio isn’t managed well, market conditions swing or you don’t fully understand all the numbers at play.
The ability to accurately assess potential investments, factor in all the costs (acquisition and future), AAPR, depreciation schedules, calculate ROI and then manage it, is key to growing a successful portfolio. Knowing how to minimize your costs – such as claiming all available tax deductions – can have a significant impact on your cash flow.
At creditte, we’ve been entrenched in the property industry since 2012 and are able to help you save on tax and offer sound financial advice.
We can handle all your accounting requirements and prepare your annual financial statements, enabling you to run a compliant and growing investment
property business.
Investment property accounting
The creditte team specialises in helping property investors make smart portfolio decisions, understand their investment performance and build wealth for themselves in the long-run.
If you’re entering the property investment market for the first time, we’re here
to help.
We’ll provide you with options for structuring your property portfolio, and we’ll turn your plans into action.
- Structuring your asset portfolio
- Structuring loans
- Tax planning
- GST and PAYG
- Increasing cashflow
- Building wealth
Investment property tax deduction checklist
If you’re thinking of investing in property or you’re a seasoned portfolio manager, it’s important to understand the relevant taxes, from capital gains to the deductions you
can claim.
We’ve put together this ‘Investment property tax deduction’ checklist to help you ensure that you’re claiming all the taxes you should be and are keeping cash in your investment.
As a leading property tax accountant in Australia, we keep on top of every single tax concession affecting investments like yours – so you know this checklist is thorough.
What our clients have to say
EXCELLENT
Based on 43 reviews
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Damien L2
Advice provided was on point.Posted on Google![]()
Kate Braybrook
Morgan makes the finance world feel strangely… human. I’m not a client of his, but I work alongside him in the industry, and every interaction has shown me exactly why his clients rave about him. He’s sharp, honest, ridiculously responsive, and genuinely invested in good outcomes. He’s also been generous in referring business my way, which tells you everything about his integrity and how much he backs the people he works with. If you want a broker who actually cares and doesn’t disappear into the spreadsheet void, Morgan’s your guy.Posted on Google![]()
Mark
Morgan and the team from Creditte have been instrumental in helping our business think about our financial future. They provide innovative advisory, pragmatic strategies and are very responsive to the changing dynamics of business - as well assisting in more complex M&A / due-diligence matters. We have nothing but praise for the team and would highly recommended them to our network.Posted on Google![]()
Simon Tessmann
We’ve been working with Morgan for a few years now, and he’s consistently prompt and knowledgeable. He breaks complex advice down so it's easy to understand and genuinely cares about helping businesses grow and succeed. Highly recommend to anyone wanting a helpful, knowledgeable accountant on their side.Posted on Google![]()
Ann Strong
Highly recommend the team at creditte chartered accountants & advisors. For excellent and professional service.Posted on Google![]()
Brent Neale
Morgan and his team are incredible. Morgan & Andrew are super responsive, knowledgeable and proactive. I've been a client for a few years now and I've never had to follow up on anything and if needed, I can jump on the phone with Morgan and he will tell me what I need to do, as if we're chatting over a beer. But if you're one of my competitors, please disregard this. In that case, Creditte are horrible and you should stay away ;)Posted on Google![]()
David Kopelke
Morgan is always on hand to provide me with sound advice.Posted on Google![]()
Jackson Brigg
I’ve known Morgan since the early days of Creditte, and one thing that has remained constant throughout the company’s growth is the level of service he and his team provide. I work in an industry that works solely with accountants, and over the years I’ve met thousands.. believe me, they are not all the same. Morgan and his team stand leagues above the rest. I couldn’t recommend them highly enough.Posted on Google![]()
Maryanne K
I had a query about setting up my small business correctly for GST. Morgan from Creditte easily took care of this for me, explaining the process and in a matter of minutes, had me registered and ready to go. He was professional, friendly and helpful - all the qualities you're looking for in an accountant. And there was no jargon. Perfect!
Frequently Asked Questions.
We look after clients who are on the journey of purchasing their first investment property through to seasoned property investment veterans with multi-property portfolios all across Australia. We look after both commercial and residential investors alike!
There’s no way to avoid capital gains tax, but a few exemptions to CGT may be available to you. But if you don’t qualify, don’t panic. There are still ways to reduce the size of your tax bill:
- Note the date of purchase
- Use the principal place of residence exemption
- Use the temporary absence rule
- Utilise your super fund
- Increase your cost base
- Hold the property for at least 12 months
- Sell during a low income year
You can claim land tax as a deduction as long as you have an income-producing dwelling on your investment property.
No – it is included as a cost of purchasing the property, so it can help to reduce any capital gains tax payable if you sell the property for a profit.
A tax return for an investment property depends on a multitude of factors, ownership structure, recording keeping, etc. for us to quote however investment properties do not need to lodge separate tax returns; they’ll get reported in the tax return the person, persons, entity or entities lodges. Get in touch with us today so we can provide you with a tailored solution for your property investment accounting needs.
A tax return for an investment property depends on a multitude of factors, ownership structure, recording keeping, etc. for us to quote however investment properties do not need to lodge separate tax returns; they’ll get reported in the tax return the person, persons, entity or entities lodges. Get in touch with us today so we can provide you with a tailored solution for your property investment accounting needs.
We’re more than happy to assist with general queries and scenarios but will introduce you to a mortgage broker to assist with the finance application process and answer your specific questions regarding borrowing capacity.
Yes, you can set up a Self Managed Superannuation Fund (SMSF) and use your superannuation to purchase an investment property. This area requires tailored specific advice for the individual looking to do so. Your SMSF should be set up before purchasing a property. We’d highly recommend getting in touch with a tax professional and financial planner before you start the journey.
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